12th International Congress on Social Studies with Recent Researches, Rize, Turkey, 5 - 07 June 2020, vol.3, no.77535, pp.949-955
The expansion of production for the market along with agricultural intensification in Turkey
has also brought the risk in agriculture. These may include market price of risk as well as risks
arising from natural conditions. %90 of Turkey's agricultural areas are on the impact of natural
risk group. With the passage of Agricultural Insurance Act in 2006, significant changes have
occurred in the application for the agricultural insurance. While the insurance concept covered
the risk of only a single product and a single risk (hail) in the past, the insurance policy is now
comprised of drought insurance coverage. In the future, it is aimed to insure whole farm
revenue. Despite such developments in the field of agricultural insurance, agricultural
insurance has still not reached the desired level. Although the state supports insurance
premiums above 50%, reluctance on the part of the farmers were evaluated by data obtained
from surveys conducted in 2017 with 145 producers in Mersin province, Tarsus district, and
the factors affecting the insurance were analyzed by logistic regression. The analysis shows
that the market size for agricultural insurance in the region is estimated to increase if education
and publication activities were spread, special insurance programs or policies for farmers with
high mechanization and professional experience level were organized for producers in
agricultural production.