FACTORS AFFECTING FARMERS' DECISIONS TO TAKE OUT AGRICULTURAL INSURANCE: MERSİN-TARSUS EXAMPLE


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Öztornacı B. , Akdemir Ş. , Berk A., Deveci A. C. , Ateş M. C. , Kuvvetli B., et al.

12th International Congress on Social Studies with Recent Researches, Rize, Türkiye, 5 - 07 Haziran 2020, cilt.3, no.77535, ss.949-955

  • Cilt numarası: 3
  • Basıldığı Şehir: Rize
  • Basıldığı Ülke: Türkiye
  • Sayfa Sayısı: ss.949-955

Özet

The expansion of production for the market along with agricultural intensification in Turkey

has also brought the risk in agriculture. These may include market price of risk as well as risks

arising from natural conditions. %90 of Turkey's agricultural areas are on the impact of natural

risk group. With the passage of Agricultural Insurance Act in 2006, significant changes have

occurred in the application for the agricultural insurance. While the insurance concept covered

the risk of only a single product and a single risk (hail) in the past, the insurance policy is now

comprised of drought insurance coverage. In the future, it is aimed to insure whole farm

revenue. Despite such developments in the field of agricultural insurance, agricultural

insurance has still not reached the desired level. Although the state supports insurance

premiums above 50%, reluctance on the part of the farmers were evaluated by data obtained

from surveys conducted in 2017 with 145 producers in Mersin province, Tarsus district, and

the factors affecting the insurance were analyzed by logistic regression. The analysis shows

that the market size for agricultural insurance in the region is estimated to increase if education

and publication activities were spread, special insurance programs or policies for farmers with

high mechanization and professional experience level were organized for producers in

agricultural production.